Where To Buy Land To Build A House In New Jersey

buying land in nj

Looking for a place to build your dream home? Check out this list of the best places to buy land in New Jersey! With its diverse landscape and close proximity to New York City, New Jersey is the perfect place to call home. Whether you’re looking for a quiet suburban neighborhood or a spacious plot of land in the country, you’re sure to find what you’re looking for here.

Do you have New Jersey land you want to sell? We buy land!

What to look for when buying vacant land to build a house

There are a few key things to look for when buying land to build a house. Firstly, you want to make sure that the land is physically suitable for construction. This means checking things like the slope of the land, soil type, and whether there are any trees or obstructions on the property that could complicate construction.

Secondly, you’ll want to make sure that the land is zoned appropriately for residential construction. This information can usually be found online through your city or county’s planning department website.

Finally, you’ll want to research utilities and access to public services like water and sewer lines. Once you’ve checked all of these boxes, you can move forward with confidence knowing that you’ve bought a piece of land that is perfect for building your dream home.

The benefits of owning your own land

There are many benefits to owning your own land, especially if you plan on building a house. One of the biggest benefits is that you’ll have complete control over what happens on your property. If you want to build a big garage or put in a pool, you won’t have to worry about getting permission from a landlord or homeowners association.

Another benefit of owning your own land is that it can be a great investment. The value of land tends to appreciate over time, so it’s a good idea to buy now if you’re planning on building in the future.

Finally, owning your own land gives you the opportunity to live off the grid if that’s something that appeals to you. If you’re interested in solar power or other alternative energy sources, you’ll have the freedom to install whatever you want on your property.

Where can I find land for sale in New Jersey?

There are a few different ways to find land for sale in New Jersey. You can start by searching online through real estate listings websites like Zillow or Realtor.com. It may also be a good idea to work with a real estate agent while you are searching online. Real estate agents often receive advanced notice when a new listing is hitting the market in their area.

Some buyers prefer to drive around and look for For Sale signs. This will give you the benefit of also getting to know the area while you’re looking. If you see a piece of land that looks interesting, you can always contact the owner directly to inquire about buying it.

Another way to find land for sale in New Jersey is to attend public auctions. These are usually advertised in local newspapers or online, and they’re a great way to snag a deal on a property.

Finally, you can also check with your local county government office as they sometimes have surplus land available for purchase.

How to find the right piece of land for you

Now that you know where to find land for sale in New Jersey, it’s time to start narrowing down your options. With so many different types of land available, it’s important to take some time to figure out what you’re looking for.

Do you want a big piece of property with plenty of space for gardening and entertaining? Or are you looking for a smaller lot in a quiet suburban neighborhood? Consider your needs and wants carefully before beginning your search.

It may also be helpful to drive around different areas and get a feel for the different neighborhoods. Once you’ve found a few potential pieces of land, it’s time to start doing your research.

If your goal is to be close to the Jersey Shore you may want to consider looking in the following areas.

  • Lavallette
  • Ortley Beach
  • Brick

If your looking for something a bit more rural with larger property sizes consider the following areas.

  • Howell
  • Bayville
  • Millstone

Understand zoning restrictions before you buy land to build a house

One of the most important things to research before buying land is the zoning restrictions in place. These restrictions will dictate what you can and cannot do with your property, so it’s important to be familiar with them before you make a purchase.

Zoning regulations can be found on your city or county’s planning department website. Once you know what the restrictions are, you’ll be able to decide if the piece of land is right for you.

You may also want to research utilities and access to public services like water and sewer lines. This information can usually be found on your city or county’s website as well.

Finally, once you’ve checked all of these boxes, you can move forward with confidence knowing that you’ve found the perfect piece of land to build your dream home.

land use zoning restrictions new jersey

Determine whether your land is suitable for building

Once you’ve found a piece of land that you’re interested in, it’s time to have it assessed to determine whether it’s suitable for building. There are a few different things that will be taken into consideration during this process.

First, the land will be inspected to make sure that it is not in a flood zone. If it is, you’ll need to purchase special insurance to protect your home from flooding.

Next, an inspector will look at the soil quality to ensure that it is suitable for building. The last thing you want is for your home to sink into the ground!

Finally, they will also check for any easements or rights of way that could restrict what you can do with your property.

How much does land cost in New Jersey?

The cost of land in New Jersey varies depending on the location and size of the property. In general, you can expect to pay anywhere from $50,000 to $500,000 for a piece of land.

Of course, the price will also depend on whether the land is raw or developed.

Raw Land

Raw land is undeveloped and usually has no utilities or infrastructure in place. This type of land is typically less expensive but will require more work to get it ready for building.

Developed Land

Developed land already has utilities and infrastructure in place, which makes it more expensive. However, this type of land is often easier to build on because you won’t have to do as much work to prepare it.

Finance your land purchases

There are a few different ways to do this. You can take out a loan, use cash from your savings, or finance the purchase with a land contract.

New Construction Loan or Improved Land Loan

If you’re planning to build a home on the land, you may be able to finance your purchase with a new construction loan. This type of loan is specifically for people who are building a home and can be used to finance both the cost of the land and the cost of construction.

Home Equity Loan

If you have equity in your current home, you may be able to use it to finance your land purchase. This can be a good option if you’re looking for a low-interest loan and don’t mind using your home as collateral.

Land Contract or Raw Land Loan

A land contract is another option for financing your purchase. With this type of agreement, you’ll make monthly payments to the seller until the total purchase price is paid off.

This can be a good option if you’re unable to get a loan or don’t have the cash to pay for the land outright. Keep in mind that mortgage lenders are less likely to loan money for raw, undeveloped land than for an existing house because there are too many unknowns with raw land.

No matter how you choose to finance your land purchase, be sure to shop around and compare interest rates before making a decision. This will help you make the best choice for your financial situation.

How much land should you buy to build a house?

The cost of land can vary widely depending on location, so it’s important to do your research before you buy. In New Jersey, the average price per acre is $32,000, but prices can range from $20,000 to $200,000 or more. The best way to find cheap land is to look in rural areas where there is less demand. You might also be able to find a good deal on land that has been foreclosed upon or is in tax delinquency. However, be sure to do your due diligence before buying any property, as there may be hidden costs or issues that you are not aware of.

Depending on the size of your home and lot, you may need at least a quarter-acre of land to build a house. Anything less than that and you might feel crowded on your property.

getting a loan to buy land in new jersey

If you want any kind of yard – front, back or side – then you definitely need at least a quarter-acre. An acre is about 43,560 square feet, so quarter of an acre is approximately 20,890 square feet. To give you some perspective, an average single-family home takes up between 39 and 41 percent of a quarter acre, which leaves plenty of room for lawns, gardens and driveways. Of course, if you want a truly sprawling estate, then you will need to buy at least an acre of land.

How much does it cost to build a house on my land in New Jersey?

The cost of building a house on your land in New Jersey will vary depending on the size of the house and the type of land you have. Raw land is usually less expensive but will require more work to get it ready for building. Developed land is more expensive but often easier to build on. You can finance your land purchase with a loan, cash from your savings, or a land contract. In general, you’ll need at least one acre of land for your home. Shop around for properties that fit your budget and needs to find the perfect piece of land to build your dream home.

Things to consider before building a house

Building a house on your land is a big investment. There are a few things you should consider before taking the plunge.


First, you need to make sure that the land is zoned for residential use. If it’s not, then you won’t be able to get a building permit and will have to use the land for another purpose.


Second, you need to make sure that there is adequate access to utilities like water, electricity and sewer. This can be expensive to install if it’s not already available.


Third, you need to have a realistic idea of how much it will cost to build your dream home. Make sure you factor in the cost of materials, labor and any permits or inspections that will be required.

Once you’ve considered all of these factors, you’ll be ready to buy land and start building your dream home in New Jersey.

Final Thoughts About Buying Land To Build Your NJ Home

Zoning, utilities and price are just some of the things you need to think about before starting construction on a new home on your own land in New Jersey. If you’re ready to buy land and start building, we’ve got plenty of resources to help you get started.

Want to Build a New Home on Your Own Land in New Jersey? Contact Us Now!

Frequently Asked Questions

Q: What is an unimproved land loan?

A: An unimproved land loan is a loan used to finance the purchase of raw land. This type of loan is typically used by developers and investors who want to purchase land for future development or improvement. Unimproved land loans often have higher interest rates than other types of loans because they present more risk to the lender. Lenders may also require a larger down payment on an unimproved land loan than they would for a loan that financing the purchase of improved property.

Q: What should the down payment be for land purchases?

A: The down payment for a land purchase should be 20% of the purchase price. This is to ensure that the buyer has some skin in the game and is serious about the purchase. If they are not able to come up with the 20%, then they probably shouldn’t be buying the land.

Additional Resources


  • Michelle Garofalo

    Michelle Garofalo is the guiding force behind MSC Enterprises, LLC, a prominent custom home builder and real estate developer in Monmouth County and Ocean County, New Jersey. With over 25 years in real estate development, her expertise extends from a successful career in the solar industry, where she managed over 75MW of projects. Co-founding Infiniti Energy, Michelle now oversees day-to-day operations and leads business development, ensuring a seamless journey for clients. Her meticulous approach and commitment to excellence are reflected in MSC's residential and commercial properties, known for their quality, durability, and energy efficiency.

    View all posts